May 2004

Dear Customer:

Please be informed of the following important information regarding your account maintained with Banco de Crédito del Perú - Miami Agency.

We will discontinue honoring checks drawn on Atlantic Security Bank - Miami or Banco de Crédito del Perú - New York effective June 30, 2004 If you have not obtained a new checkbook drawn on Banco de Crédito del Perú - Miami Agency, please contact our Customer Relations Department immediately at (305)448-0971.

Internet Banking is available for your accounts; if you are not already enrolled and would be interested in doing so, you may contact our Customer Relations Department at CustomerRelations@bcpmiami.com or visit our website at www.bcpmiami.com.

As you well know, there has been an increase in the number of fraudulent scams requesting bank information via email. Please be advised that Banco de Crédito del Perú - Miami Agency, when contacting you via email, will include first and/or last names, and will not request you to provide your pin numbers, nor will request your credit card numbers If you have experienced any similar situation with regard to this matter, please contact our Customer Relations Department immediately.

We trust that you have found the above to be informative. Should you have any other questions please feel free to contact us.